Good to know: We are a Claims Management Company (CMC). You do not need to use a CMC to make your complaint to your lender. If your complaint is not successful you can refer it to the Financial Ombudsman Service yourself for free.

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Unaffordable Claim Profiles

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  • Advantage Finance Ltd

    Advantage Finance was founded in 1999. They provide finance for motor vehicles, and say that they offer Hire Purchase agreements up to £15,000. The finance needs to be repaid over a term no longer than 5 years. Advantage Finance is supposed to car...

  • Amigo Compensation Claims

    Amigo – With friends like this lender, who needs enemies? The lending market for those with bad debts has come under heavy criticism in recent years. While payday loans have taken the lion’s share of the media attention, it now finally seems time ...

B

  • Blackhorse

    On the Lloyds Banking Group website, Black Horse is described as, ‘the UK market leader for point of sale motor finance, with a network of 5,000 motor dealers to sell finance to 1 million customers’. In an ombudsman’s decision concerning a hire pu...

  • Blue Motor Finance Ltd

    Blue Motor Finance provide loans for customers to buy used cars, through a network of brokers and dealers. Financial Ombudsman Service data, for the second half of 2022, shows that 51% of complaints about Blue Motor Finance were upheld in the cust...

  • BMW Financial Services

    BMW Group’s brands include BMW, MINI and Rolls-Royce Motor Cars. BMW says it offers finance agreements of between 24 and 48 months. BMW is supposed to carry out sufficient checks, to ensure that the finance is sustainably affordable for the custom...

C

  • Capital One

    Capital One explain on their website, ‘We issued our very first credit card way back in 1996, and have since grown to become one of the UK’s top ten card providers.’ Like any other lender, Capital One need to carry out enough checks to ensur...

  • Close Brothers Motor Finance

    Close Brothers was founded in 1988. They say their mission is to make it easy for someone to buy their next vehicle. Close Brothers is supposed to carry out sufficient checks, to ensure that the finance is sustainably affordable for the customer. ...

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  • George Banco

    George Banco offers personal loans and guarantor loans, applied for online. Guarantor loans are where someone else, like a friend or relative, agrees to become responsible for the debt if the borrower fails to pay off the loan. George Banco is a i...

M

  • Moneybarn

    Moneybarn is a sub-prime lender, typically providing car finance to customers with lower-than-average credit ratings. Despite the fact that its customer base would tend to struggle to repay money borrowed, many of the finance agreements Moneybarn ...

  • Morses Club

    Morses Club provides Home Credit, otherwise known as doorstop loans. This is where you borrow money and a representative (agent) of the lender calls at your house to collect the payments. Some customers build up good relationships with the agents ...

  • MotoNovo Finance Limited

    MotoNovo provides finance agreements – such as Hire Purchase and Personal Contract Purchase, in order to get a car, van or motorcycle. MotoNovo is supposed to carry out sufficient checks, to ensure that the finance is sustainably affordable for th...

  • MyJar Compensation Claims

    Myjar.com (MyJar) is an independent, UK based lender, with a history dating back to 2009. To date, MyJar has serviced 2 million consumer loans totalling £405 million. Notably, at the time of writing, this is a brand that holds an impressive rating...

O

  • Oplo

    Oplo has provided Hire Purchase agreements under its trading name, 1st Stop Car Finance. Oplo is supposed to carry out sufficient checks, to ensure that the finance is sustainably affordable for the customer. But the checks it carries out are not ...

S

  • Startline Motor Finance

    Startline is a Glasgow-based motor finance company. It says it works with many dealers and introducers in the UK. Startline is supposed to carry out sufficient checks, to ensure that the finance is sustainably affordable for the customer. But the ...

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  • Tesco Bank

    Tesco Personal Finance is the financial services division of the well known retailer, Tesco. Amongst other products, they provide credit cards and loans. We have seen examples of customers looking to borrow money from Tesco, where the customer alr...

  • TrustTwo

    TrustTwo provide guarantor loans. Guarantor loans are where someone else, like a friend or relative, agrees to become responsible for the debt if the borrower fails to pay off the loan. TrustTwo is a trading name of Everyday Lending Limited, a bus...

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  • UKCredit

    UKCredit was established in 2009 and provides guarantor loans. Guarantor loans are where someone else, like a friend or relative, agrees to become responsible for the debt if the borrower fails to pay off the loan. UK Credit’s tag line is, ‘Homeow...

V

  • Very Claims

    The Very Group provide a variety of accounts under different brand names – Very, Littlewoods, and Kays being some examples. These are typically home shopping credit accounts which allow the customer to purchase goods and services, to spread the co...

A

  • Advantage Finance Ltd

    Advantage Finance was founded in 1999. They provide finance for motor vehicles, and say that they offer Hire Purchase agreements up to £15,000. The finance needs to be repaid over a term no longer than 5 years. Advantage Finance is supposed to car...

B

  • Blackhorse

    On the Lloyds Banking Group website, Black Horse is described as, ‘the UK market leader for point of sale motor finance, with a network of 5,000 motor dealers to sell finance to 1 million customers’. In an ombudsman’s decision concerning a hire pu...

  • Blue Motor Finance Ltd

    Blue Motor Finance provide loans for customers to buy used cars, through a network of brokers and dealers. Financial Ombudsman Service data, for the second half of 2022, shows that 51% of complaints about Blue Motor Finance were upheld in the cust...

  • BMW Financial Services

    BMW Group’s brands include BMW, MINI and Rolls-Royce Motor Cars. BMW says it offers finance agreements of between 24 and 48 months. BMW is supposed to carry out sufficient checks, to ensure that the finance is sustainably affordable for the custom...

C

  • Close Brothers Motor Finance

    Close Brothers was founded in 1988. They say their mission is to make it easy for someone to buy their next vehicle. Close Brothers is supposed to carry out sufficient checks, to ensure that the finance is sustainably affordable for the customer. ...

M

  • Moneybarn

    Moneybarn is a sub-prime lender, typically providing car finance to customers with lower-than-average credit ratings. Despite the fact that its customer base would tend to struggle to repay money borrowed, many of the finance agreements Moneybarn ...

  • MotoNovo Finance Limited

    MotoNovo provides finance agreements – such as Hire Purchase and Personal Contract Purchase, in order to get a car, van or motorcycle. MotoNovo is supposed to carry out sufficient checks, to ensure that the finance is sustainably affordable for th...

S

  • Startline Motor Finance

    Startline is a Glasgow-based motor finance company. It says it works with many dealers and introducers in the UK. Startline is supposed to carry out sufficient checks, to ensure that the finance is sustainably affordable for the customer. But the ...

V

  • Very Claims

    The Very Group provide a variety of accounts under different brand names – Very, Littlewoods, and Kays being some examples. These are typically home shopping credit accounts which allow the customer to purchase goods and services, to spread the co...

C

  • Capital One

    Capital One explain on their website, ‘We issued our very first credit card way back in 1996, and have since grown to become one of the UK’s top ten card providers.’ Like any other lender, Capital One need to carry out enough checks to ensur...

T

  • Tesco Bank

    Tesco Personal Finance is the financial services division of the well known retailer, Tesco. Amongst other products, they provide credit cards and loans. We have seen examples of customers looking to borrow money from Tesco, where the customer alr...

M

  • Morses Club

    Morses Club provides Home Credit, otherwise known as doorstop loans. This is where you borrow money and a representative (agent) of the lender calls at your house to collect the payments. Some customers build up good relationships with the agents ...

G

  • George Banco

    George Banco offers personal loans and guarantor loans, applied for online. Guarantor loans are where someone else, like a friend or relative, agrees to become responsible for the debt if the borrower fails to pay off the loan. George Banco is a i...

T

  • TrustTwo

    TrustTwo provide guarantor loans. Guarantor loans are where someone else, like a friend or relative, agrees to become responsible for the debt if the borrower fails to pay off the loan. TrustTwo is a trading name of Everyday Lending Limited, a bus...

U

  • UKCredit

    UKCredit was established in 2009 and provides guarantor loans. Guarantor loans are where someone else, like a friend or relative, agrees to become responsible for the debt if the borrower fails to pay off the loan. UK Credit’s tag line is, ‘Homeow...

G

  • George Banco

    George Banco offers personal loans and guarantor loans, applied for online. Guarantor loans are where someone else, like a friend or relative, agrees to become responsible for the debt if the borrower fails to pay off the loan. George Banco is a i...
Claiming for Free Yourself

Good to know: We are a Claims Management Company (CMC). You do not need to use a CMC to make your complaint to your lender. If your complaint is not successful you can refer it to the Financial Ombudsman Service yourself for free.