Good to know: We are a Claims Management Company (CMC). You do not need to use a CMC to make your complaint to your lender. If your complaint is not successful you can refer it to the Financial Ombudsman Service yourself for free.

0345 544 1563 (MyJar) is an independent, UK based lender, with a history dating back to 2009. To date, MyJar has serviced 2 million consumer loans totalling £405 million. Notably, at the time of writing, this is a brand that holds an impressive rating of 9.3 out 10 on TrustPilot. They present as a lender that’s a little different to most, and they say that their fair treatment of customers set them apart. Today, this lender supports charities such as Payplan, Stepchange and Christians Against Poverty. Yet this isn’t to say that MyJar always delivers the levels of customer satisfaction they seek to associate with

Exploring the past of MyJar

Unlike a large majority of the payday market, MyJar have previously not been fined by either the Financial Conduct Authority or the Financial Services Authority. However they have formed part of core communications in relation to the payday industry and the problems it previously faced (namely including the Government’s insistence that lenders must be found on comparison sites; that their borrowers should be able to identify if they can repay early; and that accurate and reliable information must always be readily available for consumers, amongst other pointers).

MyJar was also to come under fire in 2014, when a Which? Investigation found that many payday lenders were charging unfair fees. This was based on the Office of Fair Trading (OFT) previously deciding that penalty charges for credit cards should be no more than £12, unless there were exceptional factors. In contrast, MyJar was charging £25 – which, amongst other lenders, was criticised by consumer groups as being ‘excessive’.

 “We welcome Which?’s interest in this area and we are already considering default fees as part of our work on capping the total cost of credit”.

The Financial Conduct Authority

One of the few sources of valuable data about current, consumer issues with MyJar comes directly from MyJar themselves – in the form of data on their internally handled complaints. The most recent data (compiled on complaints between 1 December 2016 and 31 May 2017) show 1127 were opened, 29.8% of which were upheld.

We have a good track record of holding MyJar to account for not recognising repeat borrowing patterns and telltale signs of unaffordable lending. We’ve been in business for a long time, and have become a trusted name for addressing the mistreatment of borrowers by payday lenders.

If you believe that MyJar failed you, we can help. Here’s how…

✓ We have a rock sold payday loan claim success rate.

✓ You’ll never step foot into a court, nor will you need to face your lender

✓ We’re fully and comprehensively regulated

✓ Our application process is based  online for your convenience, whilst our experts are on hand when you need them

Did MyJar leave YourJar Empty? We Can Help.

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Our Unaffordable Lending Claims Process

We realise that claiming against a high cost loan lender can seem daunting. We aim to make the claiming process as simple as possible. We specialise in affordability claims. Our experienced team will communicate with the lender (and where required, the Ombudsman service) on your behalf. We use bespoke technology to ensure efficient claims handling. Throughout the process, we inform you of claim progress using a “stage process”, so you can track your progress easily. Please remember though, that you do not need to use a claims management company to make your complaint to your lender, and if your complaint is not successful you can refer it to the Financial Ombudsman Service yourself for free.

  • Step 1

    Pre complaint investigation and analysis

  • Step 2

    Formal mis-selling complaint made

  • Step 3

    Lender responds with a Final Response Letter

  • Step 4

    If appropriate resolution cannot be reached with the lender, referral to Financial Ombudsman Service.

Our Fees

Our success fee is due only if your lender makes a compensation payout, and is calculated on the amount of the compensation payout. We do not charge you for any part of a settlement that results in the lender reducing your outstanding balance – that is on the house!

The success fee amount is calculated using a band charging system. There are five charging bands. Each band has a maximum amount that we will charge.

Success Fee Charging Table

Band Compensation Payout Percentage rate the Success Fee is calculated on  (including VAT) Maximum Success Fee in band (including VAT)
1 £1 to £1,499 36% £504
2 £1,500 to £9,999 33.60% £3,000
3 £10,000 to £24,999 30% £6,000
4 £25,000 to £49,999 24% £,9000
5 £50,000 or more 18% £12,000

Below are examples of how this would work in practice.

Lower example Higher example
Band Compensation Payout Success Fee Compensation Payout Success Fee
1 £100  £36 £1,499  £504
2 £1,600 £537.60 £9,999  £3,000
3 £12,000  £3,600 £24,999  £6,000
4 £30,350  £7,284 £49,999  £9,000
5 £55,000  £9,900 £100,000  £12,000

If you want to see how much we would charge for a specific amount, please visit our online fee calculator at

Please note that the examples in the tables are for illustration purposes only. They are not an estimate of the likely outcome or success fee.


You can cancel for free at any time within 14-days without giving any reason and without incurring any liability. You can communicate your cancellation by telephone, post, email or online.

You can cancel this agreement at any time after the 14-day cancellation period. However, if a complaint submitted by us is successful, the Success Fee will apply in the usual way.

You can cancel by post: Allegiant Finance Services Limited, Freepost RTYU–XUTZ–YKJC, 400 Chadwick House, Warrington Road, Birchwood Park, Warrington, WA3 6AE; (b) by email:; (c) by telephone: 0345 544 1563; or (d) online at

Genuine Customer Reviews

The Smart Choice For Unaffordable Lending Claim Representation

A trusted name

Allegiant Finance Services is widely regarded as a pioneer in the high cost loan claims management market.

Friendly and experienced advisors

Contactable by email, phone, or post, whichever you prefer

Confidential & Discreet

We will only correspond with you and keep your details secure. We’ll never sell your data.

True Online Application System

Much more than a contact form. With our full online application process you will receive an instant automated decision on whether we can take on your claim

Over £67+ million recovered

We are proud to have recovered over £67m for unaffordable lending claims since 2013

Proven Track Record

We’ve been claiming high cost loan refunds since 2013

Claiming for Free Yourself

Good to know: We are a Claims Management Company (CMC). You do not need to use a CMC to make your complaint to your lender. If your complaint is not successful you can refer it to the Financial Ombudsman Service yourself for free.