Catalogue credit is big business in the UK with millions of consumers relying on credit accounts to fund home decorations and improvements.
Yet did you know that much like a payday loan lender, a catalogue company must ensure that they are lending to consumers responsibly? If you have had catalogue credit but struggled to repay it in a reasonable timeframe, or the payments caused you to fall into a cycle of further borrowing, then it may have been unaffordable (even if the lending was affordable at the outset).
Potential signs of unaffordable catalogue credit include:
Our specialist unaffordable lending claims team can help assess your claim prospects and, where appropriate, claim compensation.Apply Now