Following the 01.08.25 Supreme Court decision, the FCA will consult on a car finance commission redress scheme that consumers can access directly for free. You can complain to your lender and the Financial Ombudsman Service now for free. If the firm has failed and you’re eligible, you can claim via the FSCS for free. We are a Claims Management Company (CMC). It's important to understand you don’t need to use a CMC - it's optional. We charge on claim success only (fees range from 18% to 36% inc. VAT of compensation). See "our fees" for details,

0345 544 1563

Insights@Allegiant

FCA car finance redress scheme

Car Finance Redress Scheme Suspended: What It M...

The FCA's car finance redress scheme was partially suspended on 2 July 2026 while lenders challen...

Read More
Consumer Duty and bank scam refunds illustration

Consumer Duty and scams: the FCA rule that coul...

A rule called the Consumer Duty could be the reason your bank has to refund you after a scam. It ...

Read More
Hard Done by Financial Institutions

Hard done by? A reality check for the lending i...

A familiar refrain keeps coming from parts of the lending industry. Too much regulation. Too many...

Read More
Car write off explained

Has Your Insurer Shortchanged You on a Written ...

If your car has been written off and you accepted the insurer’s first offer, you may not ha...

Read More
Car Finance Claims

FCA Car Finance Redress Scheme Confirmed: Final...

The FCA published its final rules for the motor finance redress scheme on 30 March 2026.1 The sch...

Read More
FCA car finance redress scheme

FCA Car Finance Redress Scheme: What It Means, ...

Update, September 2026: this article was written on 25 March 2026, just before the FCA confirmed ...

Read More
Fighting Financial Mis-justice

Fighting Financial Mis-justice: Exposing the Cu...

For too long, the culture of borrowing in the UK has relied on a narrative of silence and shame. ...

Read More
Starting a vehicle write off claim

Starting a Write-Off Claim

In this blog, we look at some of the questions people have when they are weighing up whether to s...

Read More
Claiming for Free Yourself

Following the 01.08.25 Supreme Court decision, the FCA will consult on a car finance commission redress scheme that consumers can access directly for free. You can complain to your lender and the Financial Ombudsman Service now for free. If the firm has failed and you’re eligible, you can claim via the FSCS for free. We are a Claims Management Company (CMC). It's important to understand you don’t need to use a CMC - it's optional. We charge on claim success only (fees range from 18% to 36% inc. VAT of compensation). See "our fees" for details,