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Good to know: We are a Claims Management Company (CMC). You do not need to use a CMC to make your complaint to your lender, bank or insurer. If your complaint is not successful you can refer it to the Financial Ombudsman Service yourself for free if the firm is still trading. For eligible failed firms, you can refer a claim to the Financial Services Compensation Scheme for free.

0345 544 1563

Service Summary - Insurance Claims

This page sets out information we are required to summarise in a one-page format by the Financial Conduct Authority.

Insurance Claims Service Summary

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Services

We, Allegiant Finance Services Limited, will provide our claims management service to advise on and investigate your complaint and, if appropriate, make a complaint against the insurer on your behalf. When providing our service, we will gather relevant information from you and your insurer to investigate the merits of your complaint and make a claim for compensation. We will keep you updated on the progress of your claim by email, letter or text message, by phone, or through our website portal. We will update you when we make your claim when the insurer provides a response, and whenever there is an important development. If the matter is referred to the Financial Ombudsman Service, we will update you when they acknowledge the complaint and whenever there is an important development. We will also update you when required by regulation.

You must give us all the information and documents we need throughout the claims process to manage your claim. This includes details of the original payout from the insurer, and your car’s make, model and condition at the time of it being written-off due to accident or theft.

Our success fee will become payable when your lender makes a compensation payout.

Our success fee will be based on which band your compensation payout falls into and will be the amount calculated using the percentage rate of charge for that band but limited to that band’s maximum charge.

Band Compensation Payout Percentage rate of charge (including VAT) Maximum charge (including VAT)
1 £1 to £1,499 36% £504
2 £1,500 to £9,999 33.60% £3,000
3 £10,000 to £24,999 30% £6,000
4 £25,000 to £49,999 24% £9,000
5 £50,000 or more 18% £12,000

Examples of low and high compensation payouts and the associated success fees are shown in the table below.

Lower example Higher example
Band Compensation Payout Our success fee Compensation Payout Our success fee
1 £100 £36 £1,499  £504
2 £1,600 £537.60 £9,999  £3,000
3 £12,000 £3,600 £24,999 £6,000
4 £30,350  £7,284 £49,999  £9,000
5 £55,000  £9,900 £100,000  £12,000

Please note that the examples in the tables are for illustration purposes only. They are not an estimate of the likely outcome or success fee.

You can cancel for free within 14 days (cooling off)

After 14 days, you can cancel for free but will need to pay us a success fee if you have received a settlement offer which you later accept (or beat).

The success fee would not be due until you receive a compensation payout. You can cancel by phoning 0345 544 1563, emailing helpdesk@allegiant-finance.co.uk or writing to Allegiant Finance Services Limited, Freepost RTYU–XUTZ–YKJC, 400 Chadwick House, Warrington Road, Birchwood Park, Warrington, WA3 6AE, or online at allegiant.co.uk/compliance/cancellation/.

You do not need to use a claims management company to make your complaint to your insurer. If your complaint is unsuccessful, you can refer it to the Financial Ombudsman Service for free if the firm is still trading. For eligible failed firms, you can refer a claim to the Financial Services Compensation Scheme for free.

Claiming for Free Yourself

Good to know: We are a Claims Management Company (CMC). You do not need to use a CMC to make your complaint to your lender, bank or insurer. If your complaint is not successful you can refer it to the Financial Ombudsman Service yourself for free if the firm is still trading. For eligible failed firms, you can refer a claim to the Financial Services Compensation Scheme for free.