The Unaffordable High Cost Loan Claim Specialists.
Your One Stop Shop for:
✓ Payday Loan Claims
✓ Short Term Loan Claims
✓ Guarantor Loan Claims
✓ Doorstep Loan Claims
✓ High Cost (Bad Credit) Loan Claims.
High cost loans can cause misery when the lender does not undertake proper affordability checks either at the outset of the lending relationship, or when re-lending. This has left many people struggling to survive after making loan payments. Sound familiar? Here at Allegiant we’ve been claiming against high cost lenders since 2013 and have a long track record in claiming compensation.
What is the basis of a high cost loan claim?
Many people are surprised to hear that they could recover fees and charges paid to high cost lenders.
Lenders have always had a duty to lend affordably. High cost loans are, by their very name, expensive. It’s common sense that customers would generally only turn to high cost loans if refused credit by traditional credit lenders such as banks and credit card issuers.
The reality is that many lenders have historically not assessed affordability properly. As a result, many people have been left in a position where repaying their expensive loan means they struggle to get through the month. If this should have been obvious to the lender, compensation may be due.
Putting things right.
We can help! However, you do not need to use a claims management company to make a complaint to your high cost lender, and if your complaint is not successful you can refer it to the Financial Ombudsman Service yourself for free.
If you would prefer to use a claims management company to investigate and present a high cost loan refund complaint, then you’re in the right place. We’ll establish the facts and present your case.
✓ We look after high cost loan claims only. It’s all we do.
✓ We are a claims management company that is authorised and regulated by the Financial Conduct Authority. Firm Reference Number: 836810.
✓ We make the process as simple as it can be – handled online or by telephone. There is no legal action or court.
Why not take a look around our site to learn more about us and the claims process.