Get Back What's Yours.

Unaffordable Lending Claims

Irresponsible lending is when a lender gives you a loan, credit card or other finance without properly checking you could afford to pay it back. Maybe they didn’t look at your income, ignored debts you already had, or said yes even though you were clearly struggling with money.

If you’ve struggled to keep up with the repayments, or fallen behind, you may have a claim for irresponsible or unaffordable lending.

Allegiant has helped people with irresponsible and unaffordable lending claims since 2013. In that time we’ve got back over £106 million in compensation for our customers: £85 million paid in cash, and £21 million taken off debts they still owed.

Fraud, Scams And Investments Shams

Scam and fraud claims are for when someone has tricked you into handing over money or your bank details. That could be an investment scam, a fake website, online purchase fraud, or being talked into sending money by someone who lied to you.

If you lost money through no fault of your own, your bank or payment company should have protected you or tried to get it back. If they didn’t, you may be able to claim compensation.

We help scam and fraud victims across the UK claim back what they lost.

Car Finance Commission Claims

Car finance commission claims are about hidden or unfair commission deals between lenders and the car dealers or brokers who arranged your finance. If you took out car finance, such as hire purchase (HP) or personal contract purchase (PCP), you should have been told about any commission and how it affected your interest rate. If you weren’t, you may have been mis-sold.

Many people paid more for their car finance than they should have because of this. If you had a car on PCP or HP between 2007 and 2021, you may be able to claim.

Car Write-off Claims

If your vehicle was written off and you think the insurer paid you less than it was worth, you may be able to make a write off claim.

Over 3 million cars have been written off in the last six years, and the number is rising every year. Our research shows insurers often make a first offer below the car’s true market value. They then only raise it if you push back or complain. So people who accept the first offer end up with less than those who argue, even when their cars were worth the same.