Good to know: You do not need to use a claims management company to make your complaint to your pension provider or intermediary. If your complaint is not successful you can refer it to the Financial Ombudsman Service or the Pension Ombudsman yourself for free if the firm is still trading. For eligible failed firms, you can refer a claim to the Financial Services Compensation Scheme for free.

0345 544 1563

Rowanmoor Personal Pensions Limited advertised itself as one of the leading pension providers in the country. However, they are now embroiled in a number of mis-sold Sipp cases, and have been featured in the media for wrongdoing. The company is still active and permitted to do business by the Financial Conduct Authority (FCA). However, they have had a chequered reputation since the police launched a fraud investigation into the company. More recently, the Pension Ombudsman Service declared that the firm’s insurance process was inadequate.

Rowanmoor is not just one company – it is split into Rowanmoor Trustees Limited, Rowanmoor Executive Pensions Limited, and Rowanmoor Personal Pensions Limited. Most of our mis-sold Sipp claims come from clients of Rowanmoor Personal Pensions Limited – is that true for you?

Rowanmoor Personal Pensions Limited was incorporated on 17 June 1988, and registered at Rowanmoor House, 46-50 Castle Street in Salisbury, Wiltshire, SP1 3TS. They previously traded under two different names: Northshare Limited (from 17 Jun 1988 to 05 Jul 1988) and Bridford Pension Trustees Limited (from 05 Jul 1988 to 03 Oct 2006).

Throughout Rowanmoor’s trading history, they have had forty officers, thirty-five of whom have resigned. The active officers include Nicola Megaw, Vincent Philippe Francois Cambonie, Paul Downing, David John Etherington, and Philip Smith.

Did you ever invest with Rowanmoor, putting your retirement savings in their hands, only to have them take advantage of you? If you were mis-sold Sipp pension funds, you could be eligible for mis-sold Sipp compensation.

What Happened with Rowanmoor?

The company you likely know as Rowanmoor is actually the umbrella name for three different firms: Rowanmoor Personal Pensions Limited, Rowanmoor Trustees Limited, and Rowanmoor Executive Pensions Limited. All three of these companies are part of the Embark Group.

Embark Group was all over the media back in 2009, when it came to light that their ex-managing director David Seaton defrauded Embark out of more than £1million. Just as Embark was starting to rebuild their reputation, they landed in another scandal when it became clear they hadn’t insured their SSAS properties correctly.

Soon, hundreds of Rowanmoor’s UK clients came forward to launch mis-sold Sipp compensation claims with the FSCS to try and recoup some of their losses. Could you be eligible to do the same?

Are you entitled to mis-sold Sipp compensation from Rowanmoor?

If you ever invested your retirement savings with Rowanmoor, you might have been mis-sold Sipp pension products. Rowanmoor misled their clients and sold them unregulated, risky Sipp products without accurately assessing their financial situation. Does this sound familiar?

If a Rowanmoor advisor failed to warn you about the risks of transferring your retirement savings from a stable scheme to an unregulated Sipp fund, you could qualify for mis-sold Sipp compensation. To find out if you are eligible, speak with one of our Sipp claims experts. It’s easier than you might think to look into a mis-sold Sipp compensation claim to recoup your losses from Rowanmoor. Apply online today for an information pack to learn more.

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Are you concerned that you are a victim of pension mis-selling?

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Andy Ramsay

Pensions & Investments Claim Manager

Andy understands financial services regulations and the technical arguments required to make a successful claim.

In his career he has successfully dealt with an array of claims such as pension transfers and switches, SIPP and endowment claims.

Andy was part of the “Pension Review” and Customer Liaison Departments for Royal Sun Alliance. Unhappy with how consumers were being treated, he realigned himself and has been representing consumers since 2004, ensuring fair and equitable treatment for consumers.

Contact Andy

Insights from Our Pensions Team

Expert Insight: The Importance of Choosing the Right Pathway for Your Claim: CMCs and Law Firms Compared.

In this article, Allegiant’s Pensions & Investments Manager, Andy Ramsay, explores the fundamental differences between between the Court and Ombudsman routes for resolving pension & investment claims. The article highlights key differences in:-

  • costs consequences and funding arrangements
  •  the differing basis of assessment that a Court will deploy when compared to an Ombudsman
  •  the potential need for claimants to attend a hearing in Court

Andy further explores out-dated preconceptions about Claims Management Companies. This short summary is essential reading for anyone planning on making a pension or investment claim with the assistance of a CMC or law firm.

Click to Read

Learn With Allegiant: The Financial Services Compensation Scheme (FSCS) In A Nutshell

You may have heard of the Financial Services Compensation Scheme (FSCS), but do you fully understand its vital role within the UK’s financial services sector? In this short piece, we look at:-

  • The type of claims FSCS covers (and those it doesn’t).
  • How and when it can help
  • The FSCS claims process

This article will be of particular interest to anyone with a potential compensation claim against a financial service provider that has collapsed.

Click to Read

Learn With Allegiant: What is a SIPP?

The Financial Conduct Authority (FCA) has identified ‘serious and ongoing failings’ by both Individual Financial Advisers (IFAs) and Self-Invested Personal Pension Providers. Typically, mis-selling is related to the “wrong” type of investor being given poor or misleading advice as to what investments were relatively safe and right for them. In this summary, we look at What a SIPP is, and how they have been mis-sold, together with the FCA’s review into sector malpractice.

Click to Read

Our Mis-sold Pensions Claim Procedure

  • Step 1

    Pre complaint investigation and analysis. No paperwork? Don't Worry! We could still help.

  • Step 2

    Once we've assessed claim prospects, we make a pension complaint to the Ombudsman or FSCS, where appropriate

  • Step 3

    Pension complaint response received. We'll carefully analyse the response and advise you on how to proceed.

  • Step 4

    If appropriate resolution cannot be reached with a live firm, and we disagree with their stance, we will refer the claim to Ombudsman on your instruction.

Why Pay More? How Our Fees Compare.

Allegiant always aligns great value with exceptional service. This winning formula has seen us emerge as one of the UK’s pre-eminent Claims Management Companies in recent years. See why Allegiant is a great choice below. *All information correct as at 28 August 2021.

Company Name
Advertised Fees
Example fee - £10,000 win
Additional Cost Compared to Alllegiant
Source
18% inclusive of VAT. Cancellation Charges Apply After 14 Day Cooling Off Period.
£1,800
N/A
https://allegiant.co.uk/compliance/terms-of-engagement/pic/
24% inclusive of VAT. Cancellation Charges Apply After 14 Day Cooling Off Period.
£2,400
£600
https://www.getclaimsadvice.co.uk/wp-content/uploads/2021/03/Get-Claims-Advice-Ltd-Terms-of-Business-11032021.pdf
30% inclusive of VAT. Cancellation Charges Apply After 14 Day Cooling Off Period.
£3,000
£1,200
Not displayed on firm website.
38% inclusive of VAT. Cancellation Charges Apply After 14 Day Cooling Off Period.
£3,800
£2,000
https://www.consumersavingsnetwork.co.uk/investment-claim-terms-conditions/
48% No Win No Fee inclusive of VAT. Cancellation Charges Apply After 14 Day Cooling Off Period.
£4,800
£3,000
https://goodwinbarrett.co.uk/terms-and-conditions-mis-sold-pension
18% inclusive of VAT. Cancellation Charges Apply After 14 Day Cooling Off Period.
£1,800
N/A
https://allegiant.co.uk/compliance/terms-of-engagement/pic/
24% inclusive of VAT. Cancellation Charges Apply After 14 Day Cooling Off Period.
£2,400
£600
https://www.getclaimsadvice.co.uk/wp-content/uploads/2021/03/Get-Claims-Advice-Ltd-Terms-of-Business-11032021.pdf
30% inclusive of VAT. Cancellation Charges Apply After 14 Day Cooling Off Period.
£3,000
£1,200
Not displayed on firm website.
38% inclusive of VAT. Cancellation Charges Apply After 14 Day Cooling Off Period.
£3,800
£2,000
https://www.consumersavingsnetwork.co.uk/investment-claim-terms-conditions/
48% No Win No Fee inclusive of VAT. Cancellation Charges Apply After 14 Day Cooling Off Period.
£4,800
£3,000
https://goodwinbarrett.co.uk/terms-and-conditions-mis-sold-pension

Our Fees - What You Need To Know

Worked Fee Example

How our fees work in practice:

• Compensation is £1,000, the fee is £150 plus VAT £30. This means the amount payable to us is £180 leaving you with the benefit of £820.
• Compensation is £3,000, the fee is £450 plus VAT £90. This means the amount payable to us is £540 leaving you with the benefit of £2,460.
• Compensation is £10,000, the fee is £1,500 plus VAT £300. This means that the amount payable to us is £1,800 leaving you with the benefit of £8,200.

NB. It is possible that our fee may become payable before you have access to your pension or investment which may result in you having to pay our fee from your own funds.

Cancellation Rights (Pension Claims)

You can cancel for free at any time within 14-days without giving any reason and without incurring any liability. You can communicate your cancellation by telephone, post, email or online.

You can cancel this agreement at any time after the 14-day cancellation period. However, if a complaint submitted by us is successful, the Success Fee will apply in the usual way.

You can cancel by post: Allegiant Finance Services Limited, Freepost RTYU–XUTZ–YKJC, 400 Chadwick House, Warrington Road, Birchwood Park, Warrington, WA3 6AE; (b) by email: helpdesk@allegiant-finance.co.uk; (c) by telephone: 0345 544 1563; or (d) online at https://allegiant.co.uk/legal/cancellation.

Looking for Claim Representation? Why Allegiant is a Great Choice for Pension Claims Assistance

Human

Our small, dedicated pensions team provide a personal touch

Trustworthy

We’ll treat your claim as strictly confidential. Your personal information is safe with us.

Longstanding

We’ve serviced over 100,000 clients across all service lines since our inception in 2010.

Fair Fees

Our fees compare favourably to competitors. We actively encourage you to shop around.

No Paperwork? Don't Worry!

We could still help if you don’t have all your paperwork or details. Our team are experienced in helping locate paperwork where possible.

Technologically Driven

Our online application system and claim audit surveys enable us to offer an efficient and convenient claims journey.

Open to Read:

Good to know: You do not need to use a claims management company to make your complaint to your pension provider or intermediary. If your complaint is not successful you can refer it to the Financial Ombudsman Service or the Pension Ombudsman yourself for free if the firm is still trading. For eligible failed firms, you can refer a claim to the Financial Services Compensation Scheme for free.