Good to know: You do not need to use a claims management company to make your complaint to a financial services company. If a complaint is not successful you can refer it to an Ombudsman service for free. If a financial services company has failed you may be able to refer the claim to the Financial Services Compensation Scheme for free.

0345 544 1563

Pre Contract Information – Tax Claims

Pre-Contract Information

  • Print
About Us

Allegiant Finance Services Limited is a claims management company authorised and regulated by the Financial Conduct Authority.  Firm Reference Number: 836810.  We are registered with the Information Commissioners Office: Z2569335. Our VAT Registration No. is 274837662.

We like to be clear about who we are, and what we do. We offer a paid-for tax refund service. We are not HMRC. Whilst many customers prefer to use a claims assistance service, it is important to let you know that can make a claim yourself directly to HMRC for free.

Following the Income Allowance Tax Act 2007, the law was changed to give married couples a tax credit where one partner does not pay income tax (because their taxable earnings are within their tax personal allowance) and where the other partner is a basic rate taxpayer.

In a nutshell, a marriage tax allowance transfer allows the lower earner in the partnership to transfer £1,260 of their personal allowance to the higher-earning partner. The effect of this can mean a tax refund of up to £250 a year (which can be backdated by 4 years). It also means that going forward, you will also pay less tax.

Please note that we do not provide tax advice and will not advise you on any tax entitlement other than a marriage tax allowance claim irrespective of our appointment as an agent for HMRC purposes.

We do not provide tax advice. It is for you to determine whether you believe a marriage allowance claim is advantageous in your circumstances. For almost all qualifying customers, a claim will be advantageous. Possible considerations include (but are not limited to):-

Pros Cons
·        You could be entitled to cash in hand as a result of the claim.

·        Making a marriage allowance tax transfer request could reduce your future tax payments in subsequent years

·        Making any form of tax claim will cause HMRC to reconcile your account. Historically underpaid tax could be picked up by HMRC on reviewing a claim leading to a requirement for you to reimburse HMRC if you have not been paying enough tax.

·        Marriage tax allowance must be claimed in full – it cannot be applied for in part. The allowance is £1,260 for the 2021/22 tax year. For a minority of couples, a marriage tax allowance transfer could result in an increased total tax bill meaning you would be worse off. This would only happen if the lower earner’s income is more than 90% of the personal allowance (i.e. between £11,310 and £12,570 in 2021/22) and the higher earner income is less than 110% of the personal allowance (i.e. is between £12,571 and £13,830 in the 2021/22 tax year.

To verify and progress your claim, we may ask you for one or more of the following:-

  • P60 / P45 for a relevant tax year;
  • Bank statement or wage slip proving salary / National Insurance number;
  • Photographic ID (if we cannot verify your details).

We offer a true “No Refund, No Fee” service. Our Success Fee is 42% inclusive of VAT.

Example Result Success Fee Cash in hand that you receive after our fee.
You are awarded £300 £126 £174
You are awarded £600 £252 £348
You are awarded £900 £378 £522
You are awarded £1188 £498.96 £689.04

There are no upfront or hidden fees.

Claims usually take around 6 – 16 weeks but can be quicker or longer. We cannot promise timescales as there may be delays that are outside our control. We will however perform our duties promptly.

Our agreement to act for you does not mean that you are guaranteed success, nor does using a paid for assistance service increase your chances of success.

If you change your mind, you have a 14-day cooling off period during which you can cancel without charge. After 14-days, you can cancel with us and we will withdraw your claim with HMRC. If our work results in a payment to you after cancellation, we retain the right to charge our Success Fee.

We will update you once we have assessed your claim, submitted your claim and once we have a response from HMRC. We will also liaise with you to discuss any additional information or verification we need to progress your marriage tax allowance request tax refund.

You can contact our team follows:

Email: [email protected];

Telephone: 0345 544 1563; or

Post: Allegiant Finance Services Limited, Freepost RTYU–XUTZ–YKJC, 400 Chadwick House, Warrington Road, Birchwood Park, Warrington, WA3 6AE.

It is important to note that tax refund services are classified as an unregulated activity under UK law. This means that your contract with us will not fall under the regulation of the Financial Conduct Authority or the jurisdiction of the Financial Ombudsman Service.  Our contract with you will be regulated by the laws of England and Wales.

Claiming for Free Yourself

Good to know: You do not need to use a claims management company to make your complaint to a financial services company. If a complaint is not successful you can refer it to an Ombudsman service for free. If a financial services company has failed you may be able to refer the claim to the Financial Services Compensation Scheme for free.